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UK Finance (uk.finance) Discussion about Finance issues in the UK.

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Money Management site (Egg, Yahoo etc) by David Floyd
Does anyone know if there are any other Money Management sites similar to Egg Money Management and Yahoo Finance. Since I've had a VoIP Adapter on my system the Egg ActiveX page trashes my ADSL connection, so I went to Yahoo Finance. This works fine as far as it goes, but unfortunately there is a problem with accessing Co-op Bank Accounts. So I'd be interested to know if there any others...
February 16th 11 02:29 PM
by terrancebrandt Go to last post
6 375
info required on the UK retail banking industry by maya.mahale@gmail.com
Are there any ready reports available on the UK retail banking industry? how the industry is going to shape up in the next 5 years... (exclude the investment banks, hedge funds and private wealth management) especially lookinf for info on key players (HSBC, Barclays, Lloyds, RBS, Abbey National) -market size ( rev & employees) , growth projections -PEST factors +legal & envtal -recent market...
February 14th 11 02:41 PM
by terrancebrandt Go to last post
2 514
Stupid Question About Increasing Jobs in Private Sector by Maria[_13_]
News today that only 6% of the 200,000 new jobs created in the past year are full-time, and part of the problem is that there are lower financial obligations for workers who work less hours, why do employers not just pay people cash in hand and tell them they must be responsible for their own tax and NI? I understand there is some issue with 'contractors' but I don't understand it, but would...
February 14th 11 02:38 PM
by terrancebrandt Go to last post
2 1,496
Dormant Account question by fred2
Just tried to shred some old paper trails and found an old savings book with a balance of £1100.00. Is there somewhere a way of computing the value without loading 300 odd Bank of England base rate changes since 1981? ( My wife can't remember squirreling the money away, but I am just curious as to todates value!) Naturally, I am also pleased to save this document from the shredder :-) Fred
February 11th 11 02:42 PM
by terrancebrandt Go to last post
2 1,104
Interest Rates... by Jake[_2_]
Where can I find the interest rate that the UK is charged on its national debt, and comparative figures for the rest of Europe? Also a chart graphing their progress over time would be helpful! Thanks
February 9th 11 07:24 AM
by expansi Go to last post
6 1,204
Any news on the Peacock Consultancy scam? by Postman Pat
e.g. http://www.dailymail.co.uk/news/article-1200647/Celebrities-sports-stars-600-victims-80m-Madoff-Ponzi-fraud-UK.html http://business.timesonline.co.uk/tol/business/industry_sectors/banking_and_finance/article6335954.ece http://www.independent.co.uk/news/business/news/police-raid-scheme-accused-of-16350m-scam-1689247.html A relative invested a load of her money and also a few k of a...
January 31st 11 07:10 AM
by Postman Pat Go to last post
0 1,215
Crystallizing capital gains by Tim Woodall
I own a property that was my main home and is now let. The proportion to PPR (even including the last three years) is now such that I'm on the edge of paying CGT were I to sell and it gets worse year by year even if the propery doesn't rise in value (or even falls). Basically PPR + residental lettings relief + annual CGT allowance = Gain. I'd like to crystallize my gains and I'd be interested...
(Multi-page thread 1 2)
January 25th 11 03:40 PM
by RobertL Go to last post
14 1,460
Calculating one-off tax/NI payment? by Rasta Pickles
Can't find anything online, everything seems to want to calculate liability for the year. My sister is temping and the only way to get wageslips is online; the agency website is being overhauled so she can't access her wageslip for the last two week's work. In a nutshell, she worked 84 hours @ £9 an hour and she's had £632.40 paid into her bank account.
(Multi-page thread 1 2)
January 23rd 11 12:20 PM
by Robin Go to last post
16 1,598
CG Tax avoidance on property by Ray Bicker
An owner of an investment property makes a gift of half of the property to two family members before selling it. Will the CG on the original cost of the property to the final sale price be shared equally between the three? Is the valuation of the property at the time of making the gift of any relevance other than for stamp duty?
January 19th 11 05:35 PM
by google@woodall.me.uk[_2_] Go to last post
1 1,299
Executor Accounts and £85000 Guarantee by TheScullster
Hi all My understanding is that there is now a guarantee on savings for each "institution" to cover £85000 in savings for an individual. As an executor of my late father's accounts, do the savings I am holding in an account for future dispersal count as part of my own savings allocation? Also, if the total of my father's savings exceed £85000 can I split this between 2 institutions to avoid...
January 19th 11 10:10 AM
by TheScullster Go to last post
0 1,312
A fare-free travel system for the UK by thedarkman
Basic details of how it would be funded are given below. http://www.financialreform.info/f_r_free_travel.html
(Multi-page thread 1 2)
January 18th 11 03:00 PM
by Alistair Gunn Go to last post
17 1,241
Questions on CGT and Gifts by tg[_2_]
Could anyone please enlighten me on these questions: 1. What is the purpose of reporting the disposal of assets worth more than 4 times the annual exempt amount? Would I still be taxed if my actual gains is less than the exempt amount? 2. Do I have to report gifts received anywhere in my tax return? For example, if my dad gave me £10,000 do I have to declare it (and where)?
January 16th 11 07:32 AM
by tg[_2_] Go to last post
5 1,217
Premium bonds - when do they update the "have you won" stuff by google@woodall.me.uk[_2_]
Currently, it's still saying winnings up to Dec 2010 when I put in my holder number. Last month I checked at the start of the month and didn't notice and assumed I hadn't won until the warrant arrived at the end of the month. Also, currently on the High Value Winners page there is "Higher value winners for November 2010"
(Multi-page thread 1 2)
January 11th 11 08:17 PM
by Tim Woodall Go to last post
10 1,488
Express keeping up campaign to quit EU.... by Rasta Pickles
On Jan 9, 4:06*pm, "Ophelia" wrote: I say bloody well done to the ONE newspaper who ais standing up for us! Leaving aside the rights and wrongs of being in the EU, would it actually be economically viable to survive outside of it? Could we trade with EU members as we do now? What would change?
(Multi-page thread 1 2)
January 11th 11 03:08 PM
by Ophelia[_2_] Go to last post
16 1,162
Managing Agents Refusing Serving Charge Accounts by CJB
We live in a purpose built block of 36 flats near Heathrow. The lease states that all leaseholders should pay the service charge within 6 months of the end of the previous financial year - that is by September. The lease also states that the formally audited service charge accounts should also be sent to all leaseholders by then. The managing agents are estate agents. The owner of the...
January 9th 11 04:24 PM
by David Woolley[_2_] Go to last post
5 1,154
Euromillions rollover odds question by Rasta Pickles
We were chatting over lunch about these rare occasions when you end up with a £90m jackpot because it's rolled over half a dozen times or so. Assume for the sake of argument that the ticket cost is still £1.50 and there's no Mickey Mouse raffle. The odds are something like 1 in 76 million? So, hypothetically, why did no-one ever borrow £114 million and buy every single combination of numbers?
(Multi-page thread 1 2)
January 8th 11 04:59 PM
by Rasta Pickles Go to last post
13 1,239
Question
Credit cards and address history by JeJe
Hi all I'm foreign in the UK. Thanks if any body can help me. I used to live in London, then moved to the different city. My situation looks like I've applied fro credit card, and my previous address has some problem! I have no idea, as somebody used to live there before me. What I have to do? Who I have to contact? I want report somewhere or do something as in future I'm going to buy some...
January 6th 11 09:58 AM
by JeJe Go to last post
0 1,427
No wonder the UK has such debt........ by Rasta Pickles
Just received my wife's credit card statement today, we always pay off in full so it's academic but here you go...... Balance = £887.21 (yeah, yeah, Christmas expenditure) Min payment = £23 If I make the minimum payment by the due date, estimated interest is.........wait for it, drum roll......£22.94!!!
(Multi-page thread 1 2 3 ... Last Page)
January 5th 11 04:36 PM
by Mark Go to last post
152 2,341
What *Really* Caused the irish Banking Disaster ? by Fergus O'Rourke[_2_]
In case that you have not noticed it otherwise, I have answered the question he http://www.irish-lawyer.com/journal/2011/1/1/it-was-the-lending.html A short URL which will bring one to the same place is http://bit.ly/geNTLz Note that the answer to the "who ?" question is different (but not very much
January 4th 11 08:24 PM
by Fergus O'Rourke[_2_] Go to last post
0 1,094
NS&I: Premium Bond prizes: facility to pay prizes direct into Bankaccount by Allan[_2_]
For those that wish it, the facility to have any prizes that one wins paid directly into a nominated bank account has become available. NS&I appear to have launched new services of phone and online access. They already have online access for their ISA, but are now doing Premium Bonds as well. Part of the online access is payment of prizes into a nominated bank and email notification. ...
January 4th 11 02:50 PM
by Allan[_2_] Go to last post
0 2,183
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