How do I buy an ISA do I have to got to a finance person ? Are the rate guaranteed that price when I buy the ISA if I buy an ISA for a year, can I prolong the ISA for another year or so Where would I go for the best rates Cheers

BAC, C, DIA, QQQQ, SPY & Numerous Stocks Getting Very Bearish To access the 6,000+ stock forecasts, simply use the following web link: http://forecasts.com/free Simply click on the HTM files which have the stock symbols as their file names, e.g. AAPL.HTM contains the price forecasts for AAPL (i.e. Apple Inc.):

I have bank accounts both in Euros and Pounds, and regularly transfer small amouts (less than 500 pounds) between them. For thouse amounts I have discovered that by far the cheapest currency exchange option is to withdraw cash from a UK cash machine using the Mastro card from my Euro account, and then depositing the cash in my local UK bank branch. This ends up costing roughly 1.5% + £1-2...

Global Finance has been providing monthly news and analysis since 1987 about companies and financial institutions that do business around the world. Global Finance delivers the full story; corporate finance, joint ventures and M&A, country profiles, capital markets, investor relations, currencies, banking, risk management, custody, direct investment, money management and all the...

Why do they charge 2.75% for using your own savings?

Who's writing your newspaper and reporting your news? Who is making your movies and presenting your current affairs shows? Who are your politicians and who is paying them? Why is the West busy fighting Israel's regional enemies and the West's citizens busy bailing out Jewish bankers? Why can the richest nations in the world be jobless and homeless? Why is it whoever you vote for nothing changes...

Does anyone out there know much about ToGC (transfer of a going concern)? Are there any advantages/disadvantages of ToGC, compared to a simple supply of business assets, for the following situation? :- Current position: Sole-trader, supplies services (not goods), VAT-registered (partially-exempt) although trading below de-registration limit for last few years. Business assets comprise of...

With not too many days to go before the 2008/09 ISA deadline, there are some newspapers and websites suggesting there might be a last- minute rate war leading to new products being offered close to the deadline. Factoring in the time it will take to submit and process an ISA application, what's the latest date to wait until before committing to one of the Cash ISA products currently...

Quite rightly there has been widespread anger at collapsed banks plans to use taxpayers money to fund bonuses to executives and staff. But there is one case that isn't so black and white. What of an individual trader who's had a successful year (by luck or ability) and actually made a large sum for the bank? Such people are usually employed on the understanding they will receive a percentage of...

The RPI rate of inflation was 0.1% last month, with mortage rates and house prices falling it will probably go negative.The CPI is 3%. I wonder if index linked pensions which have normally been linked to the RPI will be switched. If not then they will not rise at all.The RPI is normally used in pay negotiations which means no pay increases.

I know the received wisdom is that ISAs are a better bet than pension contributions for basic rate taxpayers. However, what if the taxpayer's liability in a given year is less than £3,600? In the year just ending, my wife's income will be just over £8,000. The personal allowance is just over £6,000 so her tax liability will be about £400. She does not have relevant earnings, so her pension...

Hi, I'm after a little advice. I could wait and find out, but would prefer a bit of a heads-up. I pay my credit card off completely every month and have done since I don't know when. I used to pay by direct banking payment, but recently (January) I had the need to pay via the card's website via maestro. I went through all the usual - entering number and such - and then got to a screen...

Deflation will make everything go down in price. Holders of gold will need the CASH to actually buy things and will sell for a nice profit. Gold to $400/oz.

Debt websites shut down by watchdog By Matt Dickinson, Press Association Saturday, 7 March 2009 http://www.independent.co.uk/news/media/online/debt-websites-shut-down-by-watchdog-1639469.html http://tinyurl.com/avhrsh Thirteen debt management firms have been ordered to shut down by regulators

http://news.bbc.co.uk/1/hi/business/7925620.stm The Bank of England has cut interest rates to 0.5% - a fresh all-time low - and said it was now boosting the money supply to help revive the economy.

Whenever I buy holiday currency with cash, (whether it's a travel agent, Bureau de change, M&S store...etc) they ALWAYS ask for my name and address, even if it's only 50 quid. They all claim it's the "Money Laundering Regulations" and insist they won't use my details for junk mail etc. I just make up a name and address, or use Gordon Brown's, but do I have to? I can understand the need for...

Vince Cable Financial spokesman for the Lib Dems advised savers to invest in shares on Jan 8th suggesting they were undervalued, The opposite seems to have been the case. The FTSE plunging over a thousand points, dividends being slashed. Disastrous advice as it turns out.

keeping my 6 figure sum with a bank now rates are set to fall again......

When applying for postgrad courses or MBAs, they often ask what your future career goals are, but am I incorrect in saying that this is a pointless exercise because nobody can accurately predict the future? Who can foresee 5 to 10 years ahead? It is one thing to have goals but given that the labour market is subject to the vagaries of supply/demand economics, what is the purpose of planning if...

A NATION OF FATMOUTHED GUTLESS RATS INDEED ! AN ANTI¨PODEAN HELL ON EARTH WHERE THE TRUTH BECOME FALSE AND WHERE FRAUDS & CRIMINALS ARE HAILED AS HEROES ! A LAND OF *******S (LOB) WHERE THE LEADERS HAVE NOT THE LEAST RESPECT FOR THEIR OWN DEMAND IN PARLIAMENT ( referring to the Royal Inquiry required by Attorney General Evans on 6 occasions to punish the Newmont/Newcrest/Boral & BHP Mining...