Currently, it's still saying winnings up to Dec 2010 when I put in my
holder number. Last month I checked at the start of the month and
didn't notice and assumed I hadn't won until the warrant arrived at
the end of the month.


Also, currently on the High Value Winners page there is

"Higher value winners for November 2010"

£10000 175RR787311 £14050 Reading £25 Dec-10

Someone has obviously done very well on a reinvested prize - but how
can a Dec 10 prize win in the November draw (or even the December
draw)?

Tim.

On 04/01/2011 15:07, wrote:
Currently, it's still saying winnings up to Dec 2010 when I put in my
holder number. Last month I checked at the start of the month and
didn't notice and assumed I hadn't won until the warrant arrived at
the end of the month.

I've just wondered and asked the same question. The nice lady I spoke
to said the draw is done on the first working day of the month, then the
holder prize number-checker info is updated the following day, or maybe
the next day...

HTH

Allan

PS: I see their press release section is a bit up the creek at the mo as
well: http://www.nsandi.com/press-room/releases
You can't at present see releases for 2010 (but you can see releases for
2011, and 2009 and before): oops!

PS: I see their press release section is a bit up the creek at the mo as
well: http://www.nsandi.com/press-room/releases
You can't at present see releases for 2010 (but you can see releases for
2011, and 2009 and before): oops!


Funny, that, it's now been amended and you can see all of them.

wrote:
Also, currently on the High Value Winners page there is

"Higher value winners for November 2010"

£10000 175RR787311 £14050 Reading £25 Dec-10

Someone has obviously done very well on a reinvested prize - but how
can a Dec 10 prize win in the November draw (or even the December
draw)?


Ahh, that page has now been updated - it now says "Higher value
winners for January 2011" but the list of winners is identical.

So someone in Reading was very lucky - a 25GBP prize in Dec that was
reinvested has won them 10K in Jan.

I don't live in Reading :-(

Tim.

In message , Anthony R. Gold
writes
On Thu, 6 Jan 2011 04:40:38 -0800 (PST), "
wrote:

Ahh, that page has now been updated - it now says "Higher value
winners for January 2011" but the list of winners is identical.

So someone in Reading was very lucky - a 25GBP prize in Dec that was
reinvested has won them 10K in Jan.

I don't live in Reading :-(

Move.

But not to Reading.
--
Gordon H
Remove "invalid" to reply

On 04/01/2011 15:15, Allan wrote:
On 04/01/2011 15:07, wrote:
Currently, it's still saying winnings up to Dec 2010 when I put in my
holder number. Last month I checked at the start of the month and
didn't notice and assumed I hadn't won until the warrant arrived at
the end of the month.

I've just wondered and asked the same question. The nice lady I spoke to
said the draw is done on the first working day of the month, then the
holder prize number-checker info is updated the following day, or maybe
the next day...

HTH

Allan

PS: I see their press release section is a bit up the creek at the mo as
well: http://www.nsandi.com/press-room/releases
You can't at present see releases for 2010 (but you can see releases for
2011, and 2009 and before): oops!

Glad that point has been raised as I just rechecked to find myself a
winner of two £25 prizes for January. That's now £875 since July 2008
from my £20K.
John

On Jan 10, 12:21*am, John Park wrote:

Glad that point has been raised as I just rechecked to find myself a
winner of two 25 prizes for January. That's now 875 since July 2008
from my 20K.
John- Hide quoted text -

- Show quoted text -

£23k invested in time for November 2010 draw, 4 x £25 prizes from the
three draws hence.

Anyone want to tell me how I'm doing? I have no idea, incidentally,
of what I could realise by shoving £23k into a savings account of some
sort.

In message
,
Rasta Pickles writes
On Jan 10, 12:21*am, John Park wrote:

Glad that point has been raised as I just rechecked to find myself a
winner of two 25 prizes for January. That's now 875 since July 2008
from my 20K.
John- Hide quoted text -

- Show quoted text -

£23k invested in time for November 2010 draw, 4 x £25 prizes from the
three draws hence.

Anyone want to tell me how I'm doing? I have no idea, incidentally,
of what I could realise by shoving £23k into a savings account of some
sort.

http://www.moneysavingexpert.com/sav...id=CPyxt4rbsKY
CFc0e4QodcjrpaQ
reckon that Premium Bonds are not a very good way to invest your money.

This web site is a wealth of information about what wins you can expect,
and compares Premium Bonds with sticking you money in a bank. It's
obvious that, on average, PBs give a very poor return.
--
Ian

Ian Jackson wrote:
In message
,
Rasta Pickles writes
On Jan 10, 12:21 am, John Park wrote:

Glad that point has been raised as I just rechecked to find myself a
winner of two 25 prizes for January. That's now 875 since July 2008
from my 20K.
John- Hide quoted text -

- Show quoted text -

£23k invested in time for November 2010 draw, 4 x £25 prizes from the
three draws hence.

Anyone want to tell me how I'm doing? I have no idea, incidentally,
of what I could realise by shoving £23k into a savings account of some
sort.

http://www.moneysavingexpert.com/savings/premium-bonds
reckon that Premium Bonds are not a very good way to invest your money.

They should be compared with using the interest from a normal account to
buy national lottery tickets, rather than directly with normal accounts.

The tax free basis favours higher rate payers and that may be
deliberate. With the normal account you are likely to have to
continuously review the account and move your money to maintain the
interest rate.

[I've removed the session tracking sort-of-cookie from your URL.]

This web site is a wealth of information about what wins you can expect,
and compares Premium Bonds with sticking you money in a bank. It's
obvious that, on average, PBs give a very poor return.

On Mon, 10 Jan 2011 22:48:51 +0000,
Ian Jackson wrote:
In message
,
Rasta Pickles writes
On Jan 10, 12:21*am, John Park wrote:

Glad that point has been raised as I just rechecked to find myself a
winner of two 25 prizes for January. That's now 875 since July 2008
from my 20K.
John- Hide quoted text -

- Show quoted text -

£23k invested in time for November 2010 draw, 4 x £25 prizes from the
three draws hence.

Anyone want to tell me how I'm doing? I have no idea, incidentally,
of what I could realise by shoving £23k into a savings account of some
sort.

http://www.moneysavingexpert.com/sav...id=CPyxt4rbsKY
CFc0e4QodcjrpaQ
reckon that Premium Bonds are not a very good way to invest your money.

This web site is a wealth of information about what wins you can expect,
and compares Premium Bonds with sticking you money in a bank. It's
obvious that, on average, PBs give a very poor return.

It's not that bad on average for a higher rate taxpayer that has already
used up their ISA allowance.

They can also be a good way to save up for something - for example if
someone is going to need a new car in a years time then putting 500 per
month into premium bonds can be a good way to save. It's almost instant
access but not to the point where you can spend the money on your debit
card Saturday and then quickly transfer the money in before getting bank
charges.

I was using them to save for index linked savings certs (which didn't
work out too well :-( )

They also always tend to have a "reasonable" rate of return. Almost any
other savings account the return often ends up close to zero. It's very
hard to find out what rate you're really getting and a lot of effort to
move money around, especially if you have to be careful about limits.

Calculated from the date of the first draw my bonds were entered into
I'm currently averaging 3.02% equivalent (i.e. what I would have to get
to make the same return after tax) and calculated from the day the money
was invested I'm running at 2.23%

That's far better than the 0.25% I realized my cash ISA was getting for
a year.


I'd like to see it made compulsory for all accounts to display the
current rate of interest they are receiving on all statements - online
or paper on the same screen as the balance is displayed.

For example: This month you will receive 0.75% interest on your balance (bonus may be
applied in the future)

Or maybe "This month you will receive 2.75% (*inc bonus) on your
balance.

* See terms and conditions (which should be linked)

Tim.



--
God said, "div D = rho, div B = 0, curl E = - @B/@t, curl H = J + @D/@t,"
and there was light.

http://www.woodall.me.uk/