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| UK Finance (uk.finance) Discussion about Finance issues in the UK. |
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#1
May 28th 10, 10:35 AM
posted to uk.finance
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Pension Settlement spousal pension
Hi all.
I have more than a half a shout at voluntary redundancy in the near future. I am 55 and stand to receive my LGPS pension without acturial reduction. This pension includes a spousal pension in the event of my clogs acquiring a status of 'Popped' eg, Fall under the wheels of a bus. The spousal pension after I stop breathing will be about £4000 However, the spousal pension is based upon the assumption that her age is within 3 years of mine. But the wife is 15 years younger than myself so I assume the pension chiefs would probably prefer to negotiate a different kind of deal. Does anyone know what kind of settlement they might offer in this situation? Thanks. Arthur 
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#2
May 28th 10, 03:34 PM
posted to uk.finance
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Pension Settlement spousal pension
On May 28, 11:35*am, Davao wrote:
Hi all. I have more than a half a shout at voluntary redundancy in the near future. I am 55 and stand to receive my LGPS pension without acturial reduction. This pension includes a spousal pension in the event of my clogs acquiring a status of 'Popped' eg, Fall under the wheels of a bus. The spousal pension after I stop breathing will be about £4000 However, the spousal pension is based upon the assumption that her age is within 3 years of mine. But the wife is 15 years younger than myself so I assume the pension chiefs would probably prefer to negotiate a different kind of deal. Does anyone know what kind of settlement they might offer in this situation? I my employer's scheme it makes no difference unless the spouse's age is more than 15 years different. One thing I noticed with another (deferred) pension fro m a previous empoyer is that the widow's pension was conditional on the widow being the same person who was the wife at th time the controibutios were made. i.e. if you divorce and remarry after leaving the employer the woidows pension was lost. Robert email me on laws at bcs dot org dot uk not on the listed address
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#3
May 28th 10, 03:54 PM
posted to uk.finance
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Pension Settlement spousal pension
In message
, RobertL writes On May 28, 11:35*am, Davao wrote: Hi all. I have more than a half a shout at voluntary redundancy in the near future. I am 55 and stand to receive my LGPS pension without acturial reduction. This pension includes a spousal pension in the event of my clogs acquiring a status of 'Popped' eg, Fall under the wheels of a bus. The spousal pension after I stop breathing will be about £4000 However, the spousal pension is based upon the assumption that her age is within 3 years of mine. But the wife is 15 years younger than myself so I assume the pension chiefs would probably prefer to negotiate a different kind of deal. Does anyone know what kind of settlement they might offer in this situation? I my employer's scheme it makes no difference unless the spouse's age is more than 15 years different. One thing I noticed with another (deferred) pension fro m a previous empoyer is that the widow's pension was conditional on the widow being the same person who was the wife at th time the controibutios were made. i.e. if you divorce and remarry after leaving the employer the woidows pension was lost. Robert Obviously schemes vary. I could re-marry and so long as my spouse was not more than 10 years younger she would get the 50% pension. I haven't found a taker yet. ;-) -- Gordon H Remove "invalid" to reply
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#4
May 28th 10, 09:42 PM
posted to uk.finance
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Pension Settlement spousal pension
"Gordon H" wrote in message ... In message , RobertL writes On May 28, 11:35 am, Davao wrote: Hi all. I have more than a half a shout at voluntary redundancy in the near future. I am 55 and stand to receive my LGPS pension without acturial reduction. This pension includes a spousal pension in the event of my clogs acquiring a status of 'Popped' eg, Fall under the wheels of a bus. The spousal pension after I stop breathing will be about £4000 However, the spousal pension is based upon the assumption that her age is within 3 years of mine. But the wife is 15 years younger than myself so I assume the pension chiefs would probably prefer to negotiate a different kind of deal. Does anyone know what kind of settlement they might offer in this situation? I my employer's scheme it makes no difference unless the spouse's age is more than 15 years different. One thing I noticed with another (deferred) pension fro m a previous empoyer is that the widow's pension was conditional on the widow being the same person who was the wife at th time the controibutios were made. i.e. if you divorce and remarry after leaving the employer the woidows pension was lost. Robert Obviously schemes vary. I could re-marry and so long as my spouse was not more than 10 years younger she would get the 50% pension. I haven't found a taker yet. ;-) -- Gordon H Remove "invalid" to reply Take mine please. Arthur
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#5
May 28th 10, 10:42 PM
posted to uk.finance
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Pension Settlement spousal pension
In message , Davao - Arthur55
writes "Gordon H" wrote in message ... In message , RobertL writes On May 28, 11:35 am, Davao wrote: Hi all. I have more than a half a shout at voluntary redundancy in the near future. I am 55 and stand to receive my LGPS pension without acturial reduction. This pension includes a spousal pension in the event of my clogs acquiring a status of 'Popped' eg, Fall under the wheels of a bus. The spousal pension after I stop breathing will be about £4000 However, the spousal pension is based upon the assumption that her age is within 3 years of mine. But the wife is 15 years younger than myself so I assume the pension chiefs would probably prefer to negotiate a different kind of deal. Does anyone know what kind of settlement they might offer in this situation? I my employer's scheme it makes no difference unless the spouse's age is more than 15 years different. One thing I noticed with another (deferred) pension fro m a previous empoyer is that the widow's pension was conditional on the widow being the same person who was the wife at th time the controibutios were made. i.e. if you divorce and remarry after leaving the employer the woidows pension was lost. Robert Obviously schemes vary. I could re-marry and so long as my spouse was not more than 10 years younger she would get the 50% pension. I haven't found a taker yet. ;-) -- Gordon H Take mine please. Arthur OK, but could you hang on to her until after the World Cup? -- Gordon H Remove "invalid" to reply
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#6
May 29th 10, 12:29 AM
posted to uk.finance
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Pension Settlement spousal pension
"Gordon H" wrote in message ... In message , Davao - Arthur55 writes "Gordon H" wrote in message ... In message , RobertL writes On May 28, 11:35 am, Davao wrote: Hi all. I have more than a half a shout at voluntary redundancy in the near future. I am 55 and stand to receive my LGPS pension without acturial reduction. This pension includes a spousal pension in the event of my clogs acquiring a status of 'Popped' eg, Fall under the wheels of a bus. The spousal pension after I stop breathing will be about £4000 However, the spousal pension is based upon the assumption that her age is within 3 years of mine. But the wife is 15 years younger than myself so I assume the pension chiefs would probably prefer to negotiate a different kind of deal. Does anyone know what kind of settlement they might offer in this situation? I my employer's scheme it makes no difference unless the spouse's age is more than 15 years different. One thing I noticed with another (deferred) pension fro m a previous empoyer is that the widow's pension was conditional on the widow being the same person who was the wife at th time the controibutios were made. i.e. if you divorce and remarry after leaving the employer the woidows pension was lost. Robert Obviously schemes vary. I could re-marry and so long as my spouse was not more than 10 years younger she would get the 50% pension. I haven't found a taker yet. ;-) -- Gordon H Take mine please. Arthur OK, but could you hang on to her until after the World Cup? -- {sobbing} I 'd assumed such acts of gallantry were only found in history books. Arthur
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#7
November 22nd 10, 09:15 PM
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One of my parents had a similar issue recently and they asked me to do some research online. I found a website called a www.pensioncalculator.org They have an ask the expert section, which I filled in and got a thorough answer back very quickly. I put my parents in touch with the people they advised and they have since sorted out their problem. Just thought it might help. Good Luck Alex
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#8
December 18th 10, 11:11 AM
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One thing I noticed with another (deferred) pension fro m a previous
empoyer is that the widow's pension was conditional on the widow being the same person who was the wife at th time the controibutios were made. i.e. if you divorce and remarry after leaving the employer the woidows pension was lost.
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