Trying to get free from debts can be frustrating. Fortunately, there
are steps that you can take to recover from this financial burden. The
common solution recommended for people in debt is consolidation.
Usually, if you seek debt help from a credit counseling agency, you
may be advised to enroll in a debt consolidation program. Is debt
consolidation really the answer?

Debt consolidation is often done by acquiring a loan to pay existing
debts. Afterwards, the borrower must submit his payments to only a
single lender- the debt consolidation company. Thus, instead of paying
different creditors with multiple interest rates, debts are combined
into one with only a single and much lower rate of interest.



http://www.consolidate4free.com/arti...Budgeting.html
Read full article: Wise Debt Consolidation and Budgeting


Resources:
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http://www.consolidate4free.com/debt...-articles.html
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Mishi wrote:

Is debt consolidation really the answer?

This article describes the pro's and cons.

http://www.vertex42.com/ExcelArticle...olidation.html

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