I was informed of a new Co-op Credit card today - 12.9% APR - no
charges for cash withdrawals - or for cheques.

Borrow half your limit in cash over the month - taking it out of ATMs
- or use a cheque to pay off outstanding debt on other credit card.

When you get the bill - withdraw the other half of your limit to pay
off the "loan".

This show could run and run - a permanent loan at no cost.

(Or - am I missing something????)