Thread: Electron Card
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Old January 16th 10, 04:29 PM posted to uk.finance,uk.legal
Road_Hog
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Posts: 3
Default Electron Card


"Alasdair" wrote in message
...
Can someone please tell me how to get an Electron card? Airlines and
railway companies don't charge an extra fee for payment by Electron
card but they do for payment by debit and credit card.

By the way, what is the logic for this discrimination?

--

It is a pre-authorisation debit card. An ordinary debit card can be using
without actually checking funds are in your bank. For example if you
purchase something on a plane, they don't actually access your bank to do
the transaction, the terminal is hooked up to a computer on the ground and
the transactions downloaded then. There's very little justification for any
company charging for Electron cards because the charges are low and risk
negligible. Some companies like Ryanair used them because the law was
changed a few years ago which meant that all charges had to be included in
the advertised fare. Ryanair got around including the debit/credit card by
offering at least one payment that there wasn't a charge, hence the Electron
option. If you want the card to use with Ryanair, you're too late, too many
people applied for them to use with Ryanair, so the lovely Mr.O'Dreary has
this year changed it to a prepaid/top up Mastercard.


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