In message , DB.
wrote

I've been retired many years and was on a final-salary scheme when I
was working.
My pension is index-linked. I've not noticed any mention of
index-linking when these matters are discussed here. Is I/L implicit in
a F/S scheme, or am I just fortunate?

You are fortunate. In these 'tough time' and when lots schemes are
showing a shortfall many of the terms and conditions are changing on a
regular basis. My employer has stopped this type pension for new
joiners. My final salary pension is going to cost me around 3% more of
my salary. Index linking has been capped at 2.5% per annum when it is
paid. Some of the guarantees with regards extra contributions will not
be ongoing and only honoured to the current year for funds already paid
in. There are also many 'little' changes that are constantly eroding the
potential value of my final pension benefits with respect to the
voluntary contributions.
--
Alan
news2009 {at} admac {dot} myzen {dot} co {dot} uk