"Mishi" wrote
Some live without credit cards -- could you?

How and why 25 percent of Americans live a cash-only life
...
According to the Fair Isaac Corp., creator of the popular FICO
credit scoring model, about 20 to 25 million people in the United
States do not have any credit. An additional 30 to 35 million U.S.
residents have a minimal amount of credit history, according to
Fair Isaac statistics. These figures mean that approximately one
in five people Americans do not have access to traditional credit.

How many of those are children?