Strange happenings at the petrol station http://www.crazy-video-streaming.com/best/strange_happenings.htm --- news://freenews.netfront.net/ - complaints: ---

The Culture of Critique reviewed by Stanley Hornbeck In The Culture of Critique, Evolutionary Psychologist Professor Kevin MacDonald advances a carefully researched but extremely controversial thesis: that certain 20th century intellectual movements – largely established and led by Jews – have changed European societies in fundamental ways and destroyed the confidence of Western man. He claims...

The Wall Street Journal March 10, 2010, 7:36 A.M. ET Northern Rock's Government Loan Surges By Madeleine Nissen LONDON--Northern Rock, the mortgage lender nationalized by the U.K. government after its near-collapse, said its net loss narrowed in 2009, while its loan from the government rose sharply.

World Fundamental Economies - Department of Development direct upgrade partners for partners in funding opportunities Upon therein is been yield a associate fund settlement analysis, there is within such structure a important part within networking entities in association with the question about safeguard assistance within securities borrowing and settlement agreement. A large amount of capital...

On Mar 6, 4:57*am, "John Turner" wrote: "Dangerous Nonconformist" *wrote LEGAL MURDERERERER!!!! You're thinking of executioner not executor - bet you're a Yank. * vbg John. Odd are, unless he is drunk then most likely an Aussie

Hello, If I own my own house and notched up a very large credit card debt and then lost my job and couldn't make the monthly card repayments, could I lose my house? Or could the credit card companies get a court order to force me to sell my house and repay them? Many thanks, Al 1953

There are those who believe markets are kept liquid by speculators. I have deferred to them, with doubts, but the quantification of liquidity proved indeterminate. I have always believed we should tax short term capital gains at the full rate, but long term gains not at all, precisely to discourage excessive speculation. The Tobin tax goes further, perhaps too far. Bob Haugen has ...

I've just been trying to sort out something with Abbey, via an Indian call centre staffed with script monkeys even worse than the usual, and this follows 2 visits to a branch of theirs where they cocked up a very simple ISA application. Only by dialling their phone # and ignoring all the automated phone prompts (which takes some 5-10 mins before their stupid system gives up) does one get through...

I have recently started thinking about what kind of annuity I might need when I eventually retire in 5 or 10 years. One of the main kinds of product seems to be a 'level' annuity. This seems to pay a fixed rate, with no increases for inflation. My question is: Why would anyone buy this product? It seems to guarantee an income that declines in real terms. A similar point applies to...

Just read the F & C investment trust results. They say they'll pay a second interim dividend in lieu of a final dividend. Another company recently said the same thing. Why? The F & C div seems to be paid earlier, ie in the current tax year, if that is relevant. Usually it's paid in May.

I know a cheque for "A N Other" can't usually be paid into an account of "J. Bloggs" But if a BACS transfer was done with these details Account: A. N. Other Account Number: 12345678 Sort code: 12-34-56 Would it be accepted into the account if the correct details we

Hi to you all! I'm reading the last U.S. GDP release revised on 26th. It shows (among others) an upper revision in PCE changed to 2.3% from 1.7% of the previous release. Is it (as it appears to me) the same figure that will be released on this Monday about January ? What puzzles me is that: If it is, why in the first month (i.e Jan) of each quarter PCE is not

My wife has a tax code of 657L. She's already been paid in February but, for reasons best known to themselves, her employers have chosen to pay her annual bonus as a separate payment, complete with separate wageslip etc etc. The bonus was £239.93 and there are deductions of £48 (PAYE) and £26.39 (NI). She's a basic rate tax payer and thinks (well, the entire staff thinks!) that the...

Firstly, just want to confirm that the effective 60% tax bracket where your personal allowance is eroded starts next tax year, not this tax year? Also, if you make pension contributions into a SIPP sufficient to keep your taxable income below 100K, will that avoid having to pay this band of tax? I've found an article in the Times that talks about using salary sacrifice to do this but I'm not...

Hi, when I started working at my present firm two years ago I signed up for their pension scheme with Fidelity - I contribute 5% of my salary to the scheme and my firm matches it. I got a statement of my pension options this month and was surprised to see that although total contributions by me and my firm have been £7010, my retirement fund is £5050. Is this level of fees , comission, call it...

Quick question. If redundancy and notice pay are paid by the government following a company going into administration. Is the notice pay taxable? Can't seem to find a definitive answer. I thought notice pay is taxed, but a colleague has said he knows someone who was made redundant and had to claim from the government and the notice pay was not taxed. Is this correct? Is this because the...

I would appreciate some advice on a situation that has recently arisen regarding the declaration of a previous diavidend payment now deemed as illegal according to my accountant. I currently work as an IT Contractor using a limited company structure for tax reasons and have just completed my first year of contracting, so i am still learning the ropes. On completion of the last contract, i had...

Can someone give me an idea (or a link) as to what the return is for a 10 year fixed term purchased annuity? All the comparison web sites I can find only seem to quote whole life annuities. TIA tim

http://www.mathaba.net/news/?x=622841

I keep having to replace the ball valve on the loft water tank. They start dripping and the tank starts overflowing. The last one lasted a year. How long should they last? Why might they fail so often - the one before that may have lasted about 3 years, though I cannot be certain it was as long as that? Any ideas? GPG

You saw what Yoryaki QUackandreou said about the Bulgaria blockade: Greece lacks credibility. Greeks instinctively lie, they hedge, they embelish, they are allergic to the truth. Nobody trusts Greeks, as Nietzsche said, Trojan Horse Perfidy. Honest Greeks are doubly handicapped, because honest people won't deal with them, and the dishonest people don't want to deal with them when they find out...

I see that Billy Nighy's Robin Hood Banking Tax site was flooded with "NO!" votes coming from, allegedly, Goldman Sachs. http://blogs.news.sky.com/kleinman/Post:940930a2-e100-4ff9-8509-e538f477ae45 What were they called in Rolling Stone? "A vampire squid wrapped around the face of humanity.." -- }(:

Chip and pin fraud danger revealed Yesterday, 09:05 pm A team of computer researchers say they have uncovered flaws in the Chip and Pin system which are being exploited by fraudsters to use stolen cards. Skip related content Related photos / videos The group from the University of Cambridge's Computer Laboratory found that criminals can insert a "wedge" between the stolen card and terminal,...

Morning all The company I work for will soon be put into administration (within days). Rumours of a possible buyer waiting until it does go under but nothing concrete. Not sure if this is the correct NG to ask, but after some advice on what benefits / help I can get. I have worked all my adult life and have never claimed a penny. I would not know where to start. My wife and I have a joint...

ISA Cash Park is a temporary location for deposits or fund switches before making investments, it is time limited, the IR requires money left there to be returned. Fidelity send a nag letter with valuations/ statements. Anyone know the time limit? Is it 30 days or some nominal figure, or until FY ends, or what? 30 days would be ok, 90 days would be better.

Why not make it 25% ? ... The man on the telly insists that there would be no effect whatsoever on members of the public, and it wouldn't affect banks profits either. But 0.05% would raise £250billion per year. So - why not make the tax (say) 25% instead, then you'd raise £125,000billion each year, which is enough to give about £20,000 each year to every man, woman and child alive today.

Dear Forum Members, I am currently studying business studies at the University of Chester and investment is something that interests me a great deal. I intend to do a dissertation entitled: 'An investigation into how private investors are coping with the current economic downturn'. The reason for me writing on this board is to discover how private investors are investing during the downturn....

I've noticed on my Santander bank statement that they are re-issuing cards with the Santander logo on them Does anyone know if they are going to be replacing them with Visa Electron (Which I currently have) or a Visa Debit card? TIA.

If someone starts a job for the first time should they fill in a P46? Their only pervious employment has been temporary work as a student. When will they get their P60, assuming they start work in August 2010. Thanks.

After losing £28,000,000,000 in 2008, more losses in 2009. Although these losses will be covered by the Toxic Assets Insurance Scheme possibly,This seems to be a case of robbing Peter to pay Paul. The taxpayer is the loser.The bank is paying out £1.3 billion in bonuses however.It must be very doubtful if it can ever be sold at a profit. I wonder how much the quango set up to look after the...

Immigration: The Real Story of the Immigrants Who Opened the Floodgates German: Immigration: Die volle Geschichte der Immigranten, die die Schleusentoren öffneten Dutch: Immigratie: Het volledige Verhaal van Who van Immigranten opende de Sluisdeuren Italian: Immigration : La pleine histoire des immigrés qui ont ouvert les barrages

I'm looking at a company who owes me some money and I'm trying to ascertain it's liquidity. When a company purchases shares from one of it's shareholders, would the valuation of the company's assets increase in line with the purchase? Or would I expect them to stay the same? In this case the company assets have stayed nominally the same, but the shareholder's funds have decreased by a similar...

Hi, If someone pays off her student loan in one lump sum, how long is it likely to take for her employer to be told by HMRC to stop deducting SL repayments from monthly salary? In other words, how many months-worth of repayments should *not* be paid off? (Obviously, paying-off is not sensible during the zero-interest period.)

thieving gits especially those claiming for mortgages that had finished....5 bloody years before. and will they be found guilty.................NO.

I am currently trying to claim for PPI Claims after I ended up paying too much for insurance on my loan. Look out for this. Dave

This seems a really good thing for the banks. What are the assets that the BOE is buying? i presume they are being sold at a profit. They are not cdo's are they, that can't be sold in the market. And what is the deal for the taxpayer? I read that the Japanese tried it some years ago and it failed. Is any other country doing it? If all it is doing is generating profits for the banks at taxpayers...

I am just curious about who are the owners of Barclays PLC, because only 5% of the shares are traded publicly.

Could recent problems in Greece and other periphery countries such as Spain, Ireland and Portugal signal the beginning of the end for the Eurozone? Will Germany be happy to bail other countries out?

Just to add another thread on credit card security, I wondered what thoughts there might be about this. I went to PC World (yeah, I know) to pick up an item I'd reserved on their website. There was a chip'n'pin keypad there, but when I tried to stick the card in the assistant wanted to take the card from me with with the intention of swiping it through a separate device which was also sitting...

I was informed of a new Co-op Credit card today - 12.9% APR - no charges for cash withdrawals - or for cheques. Borrow half your limit in cash over the month - taking it out of ATMs - or use a cheque to pay off outstanding debt on other credit card. When you get the bill - withdraw the other half of your limit to pay off the "loan". This show could run and run - a permanent loan at no cost.

Some researchers at Cambridge University say that Verified by Visa and Mastercard Secure Code have security problems. http://www.pcworld.idg.com.au/article/334105 http://www.cl.cam.ac.uk/~rja14/Papers/fc10vbvsecurecode.pdf There's nothing new here for anyone who has been following this group, but it is still an interesting read.

The Conservatives said they were going to put this in their manifesto. Does anyone think they will do it, if they get in? personally i doubt it.The need for tax revenue will be overwhelming.

I have seen a property I want to buy and would have considered (given that I am providing a substantial deposit - over 40%), that obtaining a mortgage would be fairly straightforward. As I wish to borrow over £1million it has become apparent that as this is a large mortgage this is not straightforward at all and I am in fact struggling to obtain funding. Can anyone help?

I have just had a call from my bank who have refused to renew my overdraft facility which my business relies on at various times in the year. Is there an alternative way of financing my business as this will have serious impacts on our chances of staying in business?

Consumer Advice UK has closed Consumer Advice UK was a trading style of 7 Marketing which has also closed. I became suspicious of Consumer Advice UK towards the end of 2009 when certain things they were saying to me didn’t quite add up. Point in case: - I was contacted on 22 November 2009 by a representative of Consumer Advice UK saying that the Supreme Court had ruled favourably for consumers...

Or is it? Economists are forecasting GDP growth in the 4th qtr of 0.2% to 0.4%. However the recession officially began with 3 consecutive negative growth qtrs.What if the 1st qtr of 2010 is negative? Are we back in recession then? or do we have to wait another 6 months.

I've just been on the phone to the HMRC since I received this morning two revised tax notices for 6th April 2009 to 5th April 2010. These new codes meant that I would have to pay 20% of tax on my private pensions, but, as I pointed out to the HMRC, I do not receive income in total that is more than my personal allowance (by far). My details haven't changed in three years, either, yet the HMRC...

Does anyone here use an additive in their diesel engine. My diesel is over 100K miles and I thought would an additive help with economy etc.

Even if all could agree that fairness was crucial, and then on what fairness actually requires (see a discussion on that by an Irish economist he http://short.ie/jol) , it seems beyond argument that an economic recovery plan that was designed to be effective would not necessarily also be fair. ( I have been considering this here http://short.ie/fair in an Irish context, but it is relevant in...

Is it any surprise that employers shun low IQ employees in preference for higher IQ employees? http://en.wikipedia.org/wiki/Race_and_intelligence According to Richard Lynn, J. Philippe Rushton, and others, IQ test score differences are observed cross-culturally and around the world. Lynn has published three books summarizing IQ test scores from around the world. The inaccuracy of the cross...

Does anyone know of any good iphone apps out there?